Terms of Use

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Effective Date: 08/23/2025

Welcome to www.ridgebackfinancial.com (the “Site”), owned and operated by Ridgeback Financial LLC (“we,” “us,” or “our”). By accessing or using this Site, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

1. Use of This Site

This Site is intended to provide general information about our financial advisory services. It is not a substitute for personalized financial, legal, or tax advice.

You agree to use the Site only for lawful purposes and in accordance with these Terms.

2. No Financial Advice

The content on this Site is for informational purposes only and should not be considered financial, investment, legal, or tax advice. Always consult with a qualified professional before making financial decisions.

3. User Submissions

When you submit your name, email address, or phone number via our contact form or otherwise, you agree that:

• The      information is accurate and up to date
• You      are providing it voluntarily
• We may      use it to respond to your inquiry or communicate with you

We will handle your data according to our Privacy Policy.

4. Intellectual Property

All content on this Site—including text, graphics, logos, and design—is the property of [Your Company Name] or its licensors and is protected by copyright, trademark, and other laws.

You may view, download, or print portions of the Site for personal, non-commercial use only. Any other use requires our prior written consent.

5. Disclaimer of Warranties

This Site is provided “as is” and “as available.” We make no warranties, express or implied, regarding the Site’s operation or the accuracy of its content. We do not guarantee that the Site will be error-free or uninterrupted.

6. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of or inability to use the Site.

7. Indemnification

You agree to indemnify and hold harmless [Your Company Name] and its affiliates, officers, and employees from any claims, losses, liabilities, or expenses arising out of your use of the Site or violation of these Terms.

8. Changes to Terms

We may update these Terms of Use at any time. Continued use of the Site after changes are posted constitutes your acceptance of the new terms.

9. Contact Us

If you have questions about these Terms, please contact us at:

Ridgeback Financial LLC

claycurley@ridgebackfinancial.com